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                <h2>Last Modified: Thursday, January 13, 2025</h2>
                <p>This Privacy Policy (“Policy”) explains how Bucher & Christian Consulting, Inc., doing business as
                    <a href="http://zapnix.co/">Zapnix</a>, along with its affiliates, subsidiaries, successors, and
                    assigns (“<a href="http://zapnix.co/">Zapnix</a>”, “we”,
                    “our”, “us”), collects, utilizes, and shares your personal information. This Policy applies to our
                    website, <a href="http://zapnix.co/">Zapnix</a> (“Website”), the Portal
                    (“Portal”), the Payfwd mobile app, as well as our services and products, including communication via
                    email, phone, SMS, or in person (collectively referred to as “Services”).
                </p>

                <p>This Policy does not cover:</p>
                <ul>
                    <p>Information collected offline or through any other means, such as other websites operated by <a
                            href="http://zapnix.co/">Zapnix</a> or third parties.</p>
                    <p>Data collected by third parties, including through apps or content (including ads) accessible
                        via our Website.</p>
                </ul>

                <p>We encourage you to read this Policy thoroughly to understand how we handle your information. By
                    using our Services, you agree to this Policy. If you disagree with our practices, please refrain
                    from using our Services. This Policy may be updated, and your continued use of our Services
                    signifies your acceptance of any changes. Please check for updates periodically.</p>

                <h2>Children Under 18</h2>
                <p>Our Services are not intended for children under the age of 18. We do not knowingly collect personal
                    data from individuals under 18. If we discover that we have inadvertently gathered information from
                    a child under 18 without parental consent, we will take immediate steps to delete it. If you believe
                    we have such information, please contact us at <a
                        href="mailto:support@zapnixinc.com">support@zapnixinc.com</a>.</p>

                <h2>Information We Collect and How We Collect It</h2>
                <p><a href="http://zapnix.co/">Zapnix</a> collects and processes personal information for services
                    related to recruitment, placement,
                    employment, and consulting. We gather various types of data that could identify you personally
                    (“Personal Information”), including, but not limited to:</p>

                <ul>
                    <li><strong>Identifiers</strong>: Names, aliases, addresses, IP addresses, email, social security
                        numbers, driver’s license, passport, and other similar identifiers.</li>
                    <li><strong>Additional Data (Cal. Civ. Code § 1798.80)</strong>: Signatures, physical descriptions,
                        insurance details, financial data, medical information, and employment history.</li>
                    <li><strong>Commercial Information</strong>: Records of products or services purchased, obtained, or
                        considered.</li>
                    <li><strong>Online Activity</strong>: Internet browsing history, search activity, and interactions
                        with websites, apps, or ads.</li>
                    <li><strong>Employment Information</strong>: Job applications, resumes, performance evaluations,
                        salary history, interview notes, and background checks.</li>
                    <li><strong>Education Information</strong>: Educational data that is not publicly available and
                        related to personal identification.</li>
                    <li><strong>Geolocation Data</strong>: Information about your physical location or movement.</li>
                    <li><strong>Biometric Information</strong>: Data like fingerprints or iris scans.</li>
                    <li><strong>Protected Classifications</strong>: Information about race, age (40 or older), gender,
                        disability, sexual orientation, and more.</li>
                    <li><strong>Audio, Visual, or Similar Data</strong>: Surveillance footage and other related data.
                    </li>
                    <li><strong>Inferences</strong>: Information about your preferences, behaviors, and characteristics
                        derived from other data.</li>
                </ul>

                <p>We may also collect non-personal data, such as:</p>
                <ul>
                    <li>Publicly available information, general geographic data (e.g., country, city)</li>
                    <li>Aggregated or anonymized information</li>
                    <li>Data collected through cookies or about your internet connection and device.</li>
                </ul>

                <p>We collect this information in the following ways:</p>
                <ul>
                    <li><strong>Directly from You</strong>: When you provide information through your use of our
                        Services, including job applications or engaging with us via SMS (if you have opted into such
                        use).</li>
                    <li><strong>Automatically</strong>: Through your interactions with our Website or Portal.</li>
                    <li><strong>From Third Parties</strong>: Such as business partners or service providers who share
                        your information with us.</li>
                </ul>

                <p>Additionally, <a href="http://zapnix.co/">Zapnix</a> may gather information from third-party services
                    or websites, whose privacy
                    practices may differ from ours. Your interactions with such third parties are subject to their
                    respective terms and privacy policies.</p>

                <h2>Automatic Data Collection</h2>
                <p>When you use our Services, we may employ automatic technologies to collect data about your device,
                    browsing actions, and online patterns, including:</p>
                <ul>
                    <li>Information about your visits to our Website or Portal, including traffic data, location data,
                        logs, and accessed resources.</li>
                    <li>Data about your device and internet connection, such as IP address, operating system, and
                        browser type.</li>
                </ul>

                <p>We use this information to improve our Services, personalize user experiences, and enhance the
                    overall performance of our website. Some examples of technologies we use for data collection
                    include:</p>
                <ul>
                    <li><strong>Cookies</strong>: Small files placed on your device to track your browsing activities.
                        You can adjust your browser settings to block cookies, but this may limit your access to certain
                        parts of our Website.</li>
                    <li><strong>CrazyEgg</strong>: A tool that helps us understand how visitors interact with specific
                        web pages. It provides insight into how users navigate the site and which links are clicked the
                        most. CrazyEgg does not gather personal data.</li>
                    <li><strong>Google Analytics</strong>: A tool we use to analyze web traffic. Google Analytics uses
                        first-party cookies and JavaScript to collect non-personal information about page visits, user
                        behavior, and more. You can opt out of Google Analytics using the browser add-on available here:
                        <a href="https://tools.google.com/dlpage/gaoptout/">Google Analytics Opt-out Browser Add-on</a>.
                    </li>
                </ul>

                <p>These automatic data collection technologies help us understand usage patterns, enhance website
                    functionality, and deliver a personalized experience to users. They also allow us to estimate
                    audience size, customize content, and expedite searches.</p>
                <p>Please note that we do not control third-party tracking technologies. For more information on how
                    third-party companies use your data, we encourage you to read their privacy policies.</p>

                <h2>How We Use Your Information</h2>
                <p>We use the information we collect, including Personal Information, for the following purposes:</p>
                <ul>
                    <li>To present our Services and related content.</li>
                    <li>To provide requested products or services.</li>
                    <li>To fulfill the purpose for which you provided the information.</li>
                    <li>To carry out contractual obligations, including for employment or other engagement with our
                        Services.</li>
                    <li>To notify you about changes to our Website, Portal, or Services.</li>
                    <li>To enable participation in interactive features.</li>
                    <li>For any other purpose disclosed when the information is provided.</li>
                    <li>With your consent, for marketing and promotional purposes.</li>
                </ul>

                <h2>Disclosure of Your Information</h2>
                <p>We may disclose your information as follows:</p>
                <ul>
                    <li>To our affiliates and service providers.</li>
                    <li>In the event of a merger, acquisition, or sale of assets.</li>
                    <li>To comply with legal obligations or protect our rights and the rights of others.</li>
                </ul>

                <h2>Choices About How We Use Your Information</h2>
                <p>You have control over your information:</p>
                <ul>
                    <li><strong>Cookies:</strong> You can adjust your browser settings to refuse or alert you about
                        cookies.</li>
                    <li><strong>Email Promotions:</strong> You can opt out of promotional emails by using the
                        unsubscribe link in the emails.</li>
                    <li><strong>Third-Party Ads:</strong> We do not control third-party advertising practices, but they
                        may offer ways to opt out of interest-based ads.</li>
                </ul>
                <h2>Security</h2>
                <p>We have implemented measures designed to secure your Personal Information from accidental loss and
                    from unauthorized access, use, alteration, and disclosure. We also use the Secure Sockets Layer
                    (SSL) protocol to protect information when routed between your browser and our Website. The safety
                    and security of your information also depend on you. Where we have given you (or where you have
                    chosen) a password for access to certain parts of our Website, you are responsible for keeping this
                    password confidential. We ask you not to share your password with anyone.</p>

                <p>Unfortunately, the transmission of information via the Internet is not completely secure. While we
                    have industry-standard security controls in place, we cannot guarantee the security of your Personal
                    Information transmitted to our Website. Any transmission of Personal Information is at your own
                    risk. We are not responsible for circumvention of any privacy settings or security measures
                    contained on the Website.</p>

                <h2>Retention</h2>
                <p>We will retain your personal data for periods mandated or allowed by law in accordance with our
                    evolving retention policies. The duration of this retention is influenced by several factors,
                    including the necessity to keep data for business purposes such as service provision, record
                    maintenance, website performance and quality enhancement, addressing user inquiries or complaints,
                    and identifying issues. Additionally, the retention period may be extended if the user consents, if
                    the data is deemed necessary for potential legal matters, or if there are specific legal,
                    contractual, or equivalent requirements for data retention.</p>
                <h2>International Data Protection Rights</h2>
                <p>If you live in Canada or India, your Personal Information may be transferred to countries outside of
                    your own, including to the United States, where data protection regulations may differ. We ensure
                    compliance with applicable data protection laws when transferring data internationally.
                    Additionally, in specific circumstances, we may need to disclose Personal Information in response to
                    lawful requests from authorities like law enforcement or security agencies. Depending on the
                    jurisdiction and data protection laws that are applicable, you may have additional rights pertaining
                    to the following:</p>
                <ul>
                    <li><strong>Access</strong> <strong>and Transparency</strong>. You have the right to request
                        information about the data we hold on you, including the types of data collected, the purpose of
                        its processing, and with whom it is shared.</li>
                    <li><strong>Erasure</strong> <strong>and Control</strong>. You have the right to request the
                        deletion of your personal data, particularly when it is no longer needed or if you withdraw your
                        consent, barring exceptions for legal or public interest reasons.</li>
                    <li><strong>Processing Limitations</strong>. You can restrict how your data is processed, including
                        setting limits on its use and who can access it.</li>
                    <li><strong>Objection</strong> <strong>and Choice</strong>. You have the right to object to
                        certain uses of your data, such as direct marketing, profiling, and automated decision-making
                        based on your data, with options available for you to easily opt-out.</li>
                    <li><strong>Data Portability</strong> <strong>and Ownership</strong>. You are entitled to
                        receive your data in a structured, machine-readable format, facilitating its transfer to other
                        service providers if you wish.</li>
                    <li><strong>Consent</strong> <strong>and Withdrawal</strong>. You can withdraw your consent for
                        data processing at any time and will be informed about the consequences of this action.</li>
                    <li><strong>Complaint</strong> <strong>and Accountability</strong>. If you believe your data
                        rights have been violated, you can file a complaint with the data protection board or agency of
                        your jurisdiction.</li>
                </ul>
                <p>You are not required to pay any charge for exercising your rights. Please contact us at the
                    information provided below if you wish to exercise your rights with respect to your personal data.
                    We will review your request in accordance with applicable laws and regulations and respond as
                    appropriate. Please be aware that under certain circumstances, applicable laws may limit your
                    exercise of these rights. </p>



                <h2>California Resident Privacy Rights</h2>
                <p>This section is our Privacy Notice for California Residents&nbsp;(<strong>Notice</strong>). This
                    Notice is provided to comply with the <strong>"CCPA"</strong>, and any terms defined in the
                    CCPA have the same meaning when used in this Notice.</p>
                <p><em><strong>Scope<br /></strong></em>This California Notice applies to the Personal Information we
                    collect, both online and offline, about California consumers, including Personal Information that we
                    collect:</p>
                <ul>
                    <li>from users of our Services, including the services available via our Website or the Portal;</li>
                    <li>about clients and individuals who use or inquire about the that we make available;</li>
                    <li>about employees, contractors or job applicants;</li>
                    <li>about individuals acting in their capacity as representatives of our customers, prospective
                        customers, vendors and other businesses that we conduct business with only in the context of
                        conducting our business relationship with the respective business;</li>
                    <li>about individuals who otherwise communicate or engage with us; or</li>
                    <li>about individuals from customers and others related to the services we provide.</li>
                </ul>
                <p>This California Notice does not address or apply to:</p>
                <ul>
                    <li>Our handling of Personal Information that is exempt under Section 1798.145 of the CCPA or</li>
                    <li>Personal information we collect about individuals who are not California residents.</li>
                </ul>
                <p><strong><em>Disclosure of Personal Information</em><em><br /></em></strong>We may disclose and have
                    disclosed Personal Information to third parties in the past 12 months for business purposes as set
                    forth in this Policy. In the preceding twelve (12) months, we have not sold Personal Information.
                    The following is a list of the categories of personal information we have collected from and about
                    California residents over the twelve months prior to the last updated date provided herein and the
                    business and/or commercial purpose for its collection:</p>
                <div class="privacy-table">
                    <table>
                        <tbody>
                            <tr class="table-headers">
                                <td><b>Categories of personal information collected</b></td>
                                <td><b>Categories of sources from which we collect the information</b></td>
                                <td><b>Purpose for Collection</b></td>
                            </tr>
                            <tr>
                                <td><b>Identifiers,</b><span style="font-weight: 400;"> such as real name, alias,
                                        postal address, unique personal identifier, online identifier, IP address, email
                                        address, account name, social security number, driver’s license number, passport
                                        number, or other similar identifiers.</span></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent. Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Providing potential job opportunities for you.
                                        Referring you for a job opportunity with Zapnix
                                        on assignment with
                                        Zapnix’s clients. Processing your onboarding
                                        documents. Determining your
                                        eligibility for promotions and/or other job status changes. Facilitating leaves
                                        of absence requests. Facilitating requests for accommodation. Facilitating
                                        payroll. Ensuring the administration of benefits for you and your dependents.
                                        Obtaining emergency contact information. Detecting security incidents and
                                        protecting against malicious, deceptive, fraudulent, or illegal activity.
                                        Debugging and repairing errors that impair existing functionality of internal
                                        resources and databases</span></td>
                            </tr>
                            <tr>
                                <td><b>Categories of personal information described in California Civil Code §
                                        1798.80(e) not otherwise listed above</b><span style="font-weight: 400;">,
                                        such as signature, physical characteristics or description, insurance policy
                                        number, education, employment, employment history, bank account number, credit
                                        card number, or any other financial information, medical information, or health
                                        insurance information.</span></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Providing potential job opportunities for you.
                                        Referring you for a job opportunity with Zapnix
                                        on assignment with
                                        Zapnix’s clients. Processing your onboarding
                                        documents. Determining your
                                        eligibility for promotions and/or other job status changes. Facilitating leaves
                                        of absence requests. Facilitating requests for accommodation. Facilitating
                                        payroll. Ensuring the administration of benefits for you and your dependents.
                                        Obtaining emergency contact information. Detecting security incidents and
                                        protecting against malicious, deceptive, fraudulent, or illegal activity.
                                        Debugging and repairing errors that impair existing functionality of internal
                                        resources and databases</span></td>
                            </tr>
                            <tr>
                                <td><b>Characteristics of protected classifications under California or federal
                                        law</b><span style="font-weight: 400;">, such as race, religious creed,
                                        color, national origin, ancestry, physical disability, mental disability,
                                        medical condition, genetic information, marital status, sex, gender, gender
                                        identity, gender expression, age, sexual orientation, or military and veteran
                                        status.</span></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Processing your onboarding documents. Facilitating
                                        leaves of absence requests. Facilitating requests for accommodation.
                                        Facilitating payroll. Ensuring the administration of benefits for you and your
                                        dependents. Obtaining emergency contact information</span></td>
                            </tr>
                            <tr>
                                <td><b>Commercial information</b><span style="font-weight: 400;">, such as quote
                                        history, claims history, and other purchasing or consuming histories or
                                        tendencies.</span></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Providing potential job opportunities for you.
                                        Referring you for a job opportunity with Zapnix
                                        on assignment with
                                        Zapnix’s clients. Processing your onboarding
                                        documents. Determining your
                                        eligibility for promotions and/or other job status changes. Facilitating leaves
                                        of absence requests. Facilitating requests for accommodation. Facilitating
                                        payroll. Ensuring the administration of benefits for you and your
                                        dependents</span></td>
                            </tr>
                            <tr>
                                <td><b>Biometric information</b><span style="font-weight: 400;">, such as
                                        fingerprints, iris scans, and related information.</span></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Processing your onboarding documents. Determining
                                        your eligibility for promotions and/or other job status changes. Facilitating
                                        leaves of absence requests. Facilitating requests for accommodation.
                                        Facilitating payroll. Ensuring the administration of benefits for you and your
                                        dependents. Detecting security incidents and protecting against malicious,
                                        deceptive, fraudulent, or illegal activity. Debugging and repairing errors that
                                        impair existing functionality of internal resources and databases</span></td>
                            </tr>
                            <tr>
                                <td><b>Internet or other electronic network activity information</b><span
                                        style="font-weight: 400;">,</span><b> </b><span style="font-weight: 400;">such
                                        as browsing history, search history, and
                                        information regarding a consumer’s interaction with an Internet website,
                                        application, or advertisement.</span></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Providing potential job opportunities for you.
                                        Referring you for a job opportunity with Zapnix
                                        on assignment with
                                        Zapnix’s clients. Processing your onboarding
                                        documents. Determining your
                                        eligibility for promotions and/or other job status changes. Detecting security
                                        incidents and protecting against malicious, deceptive, fraudulent, or illegal
                                        activity. Debugging and repairing errors that impair existing functionality of
                                        internal resources and databases</span></td>
                            </tr>
                            <tr>
                                <td><b>Geolocation data</b></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms) Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf)Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Providing potential job opportunities for you.
                                        Referring you for a job opportunity with Zapnix
                                        on assignment with Zapnix’s clients. Processing your onboarding
                                        documents. Determining your eligibility for promotions and/or other job status changes. Detecting security
                                        incidents and protecting against malicious, deceptive, fraudulent, or illegal
                                        activity. Debugging and repairing errors that impair existing functionality of
                                        internal resources and databases</span></td>
                            </tr>
                            <tr>
                                <td><b>Audio, electronic, visual, thermal, olfactory, or similar information</b><span
                                        style="font-weight: 400;">, such as surveillance footage.</span></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Detecting security incidents and protecting against
                                        malicious, deceptive, fraudulent, or illegal activity. Debugging and repairing
                                        errors that impair existing functionality of internal resources and
                                        databases</span></td>
                            </tr>
                            <tr>
                                <td><b>Professional or employment-related information.</b></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Providing potential job opportunities for you.
                                        Referring you for a job opportunity with Zapnix on assignment with
                                        Zapnix’s clients. Processing your onboarding documents. Determining your eligibility for promotions and/or other job status changes. Facilitating leaves of absence requests. Facilitating requests for accommodation. Facilitating
                                        payroll. Ensuring the administration of benefits for you and your dependents.
                                        Obtaining emergency contact information. Detecting security incidents and
                                        protecting against malicious, deceptive, fraudulent, or illegal activity.
                                        Debugging and repairing errors that impair existing functionality of internal
                                        resources and databases</span></td>
                            </tr>
                            <tr>
                                <td><b>Education information under the Family Educational Rights and Privacy Act
                                        (20 U.S.C. § 1232g; 34 C.F.R. Part 99).</b></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Providing potential job opportunities for you.
                                        Referring you for a job opportunity with Zapnix
                                        on assignment with
                                        Zapnix’s clients. Processing your onboarding
                                        documents. Determining your
                                        eligibility for promotions and/or other job status changes. Detecting security
                                        incidents and protecting against malicious, deceptive, fraudulent, or illegal
                                        activity. Debugging and repairing errors that impair existing functionality of
                                        internal resources and databases</span></td>
                            </tr>
                            <tr>
                                <td><b>Inferences drawn from the above information </b><span
                                        style="font-weight: 400;">to create a profile about a consumer reflecting the
                                        consumer’s preferences, characteristics, psychological trends, predispositions,
                                        behavior, attitudes, intelligence, abilities, and aptitudes.</span></td>
                                <td><span style="font-weight: 400;">Directly from you or your authorized agent (e.g., in
                                        person, over the phone, over email, your completion of online forms); Indirectly
                                        from you or your authorized agent; Our customers (e.g., businesses to whom we
                                        provide services); Our service providers (e.g., partners that process personal
                                        information on our behalf); Other third parties (e.g., suppliers, screening
                                        vendors, job boards)</span></td>
                                <td><span style="font-weight: 400;">Providing potential job opportunities for you.
                                        Referring you for a job opportunity with Zapnix
                                        on assignment with Zapnix’s clients. Processing your onboarding
                                        documents. Determining your eligibility for promotions and/or other job status changes. Detecting security
                                        incidents and protecting against malicious, deceptive, fraudulent, or illegal
                                        activity</span></td>
                            </tr>
                        </tbody>
                    </table>
                </div>

                <h2>Verifiable Consumer Requests and Opting Out</h2>
                <p>In addition to the CCPA, many jurisdictions in the United States have enacted comprehensive data
                    privacy laws that include resident consumer rights. To exercise your rights under such laws, please
                    submit a verifiable consumer request by contacting us with the information below.</p>
                <p>Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request
                    related to your Personal Information. You may only make a verifiable consumer request for access or
                    data portability twice within a 12-month period. The verifiable consumer request must:</p>
                <ul>
                    <li>Provide sufficient information that allows us to reasonably verify that you are the person about
                        whom we collected Personal Information or an authorized representative.</li>
                    <li>Describe your request with sufficient detail, allowing us to understand, evaluate, and respond
                        appropriately.</li>
                </ul>
                <p>We cannot respond to your request or provide you with Personal Information if we cannot verify your
                    identity or authority to make the request and confirm that the Personal Information relates to you.
                </p>
                <p>Making a verifiable consumer request does not require creating an account with us. However, we
                    consider requests made through your password-protected account sufficiently verified when the
                    request relates to Personal Information associated with that specific account.</p>
                <p>We will only use Personal Information provided in a verifiable consumer request to verify the
                    requestor's identity or authority to make the request.</p>
                <p>Please be aware that certain data privacy laws may limit your exercise of these rights under certain
                    circumstances.</p>
                <h2><strong>Deletion Request Rights</strong></h2>
                <p>You have the right to request that we delete any of your Personal Information that we collected from
                    you and retained, subject to certain exceptions. Once we receive and confirm your verifiable
                    consumer request, we will delete (and direct our service providers to delete) your Personal
                    Information from our records unless an exception applies.</p>
                <p>We may deny your deletion request if retaining the information is necessary for us or our service
                    provider(s) to do the following:</p>
                <ul>
                    <li>Complete the transaction for which we collected the Personal Information, provide a good or
                        service that you requested, take actions reasonably anticipated within the context of our
                        ongoing business relationship with you, fulfill the terms of a written warranty or product
                        recall conducted in accordance with federal law, or otherwise perform our contract with you.
                    </li>
                    <li>Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal
                        activity, or prosecute those responsible for such activities.</li>
                    <li>Debug products to identify and repair errors that impair existing intended functionality.</li>
                    <li>Exercise free speech, ensure the right of another consumer to exercise their free speech rights
                        or exercise another right provided for by law.</li>
                    <li>Comply with the California Electronic Communications Privacy Act (Cal. Penal Code &sect; 1546
                        et. seq.) or similar laws.</li>
                    <li>Engage in public or peer-reviewed scientific, historical, or statistical research in the public
                        interest that adheres to all other applicable ethics and privacy laws when the
                        information&rsquo;s deletion may likely render impossible or seriously impair the
                        research&rsquo;s achievement if you previously provided informed consent.</li>
                    <li>Enable solely internal uses that are reasonably aligned with consumer expectations based on your
                        relationship with us.</li>
                    <li>Comply with a legal obligation.</li>
                    <li>Make other internal and lawful uses of that information that are compatible with the context in
                        which you provided it.</li>
                </ul>
                <h2><strong><em>Response Timing and Format</em></strong></h2>
                <p>We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt.
                    If we require more time (up to an additional 45 days), we will inform you of the reason and
                    extension period in writing.</p>
                <p>If you have an account with us, we will deliver our written response to that account. If you do not
                    have an account with us, we will deliver our written response by mail or electronically at your
                    option.</p>
                <p>Any disclosures we provide will only cover the 12 months preceding the receipt of the verifiable
                    consumer request. Our response will also explain why we cannot comply with a request, if applicable.
                    For data portability requests, we will select a format to provide your Personal Information that is
                    readily useable and should allow you to transmit the information from one entity to another entity
                    without hindrance.</p>
                <p>We only charge a fee to process or respond to your verifiable consumer request if it is excessive,
                    repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell
                    you why we made that decision and provide you with a cost estimate before completing your request.
                </p>
                <h2>Opting Out of Zapnix Communications</h2>
                <p>If you would like to opt out of receiving emails or other communications directly from us, you may do
                    so by following any instructions in the email or other communication or by contacting us at the
                    contact information listed below. Please note that although you may opt out of update messages
                    and/or direct marketing communications, we reserve the right to email you administrative notices
                    regarding the Website, as permitted under the CAN-SPAM Act. Opting out of our communications or
                    modifying, updating, or deleting your Personal Information will not result in modifying, updating,
                    or deleting any Personal Information that may reside in backup or disaster-recovery storage.</p>
                <h2>SMS consent</h2>
                <p> We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages
 
 All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
</p>
                <h2>Opt-out process</h2>
                <p>You may choose to stop receiving text messages from "ZAPNIX LLC" at any time. To opt out, simply reply to any text message you receive from us or send to <a href="callto: +18553903900">+1 -855-390-3900</a> &amp; alternatively to <a href="callto: +15202301543">+1 -520-230-1543</a> with the word ‘STOP’ or ‘UNSUBSCRIBE.’ Once we receive your opt-out request, we will promptly remove your number from our messaging list. </p>
                <h2>Updating Your Information</h2>
                <p>If you are a user who has a registered account with the Services, you can review and change some of your Personal Information by logging into the Services and visiting your account details page or contacting us at the information below.</p>
                <h2>Changes to Our Privacy Policy</h2>
                <p>It is our policy to post any changes we make to our Privacy Policy on this page. If we make material changes to how we treat our users’ Personal Information, we will notify you by providing notice in advance of such change by highlighting the change on our Website and by direct notification upon login. The date the Privacy Policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date, active, and deliverable email address for you and for periodically visiting our Website and this Privacy Policy to check for any changes.</p>
                <h2>Contact</h2>
                <p>Any individual with questions or comments about these Terms of Use is encouraged to contact <a
                        href="http://zapnix.co/">Zapnix</a></p>
                <ul>
                    <p>By email: <a href="mailto:support@zapnixinc.com">support@zapnixinc.com</a></p>
                    <p>By phone: +1 -855-390-3900</p>
                    <p>Address: 8 The Green STE B,
Dover, DE 19901</p>
                </ul>
            </div>
        </div>
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